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Motorcycle Insurance

Motorcycle insurance is similar to car insurance and requires many of the same considerations as far as mandatory and optional coverage. Third party liability will cover you for the costs of any claim made against you in the event that you’re legally responsible for an accident that causes injury or death, or property damage. Each province […]
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Cell Phone Use

By now, you’ve probably heard that driving and cell phone use don’t mix. The Alberta Centre for Injury Control and Research reports that driver distraction is responsible for 25 to 30 per cent of traffic collisions, and cell phone use is a form of mental distraction. Other research has found that cell phone use during […]
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Buying a New Car

You went for a test drive and fell in love-good gas mileage, affordable price, nice dash, and the car handles great. But other factors should weigh in when buying a new car like insurance rates. Generally, more expensive cars are more expensive to insure, since repairs tend to be more costly and luxury vehicles are […]
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Your Auto Insurance Bill of Rights

Make sure you are aware of your rights as an auto insurance consumer. Comsumers’ rights You have the right to purchase auto insurance coverage. You have the right to be treated fairly by your insurance company. You have the right to be given written reasons if you have been denied auto insurance. You have the […]
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Am I Covered?

Every policy is different, but there are some common situations to be aware of. Your vehicle insurance policy likely has some flexibility built in to ensure you are covered in different situations. You should check your policy or ask us to be sure. Renting a car If you drive a rented car or any vehicle […]
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Tenant Insurance

As a tenant, you don’t own your property but you’re still liable for anything that happens at and to the property and others residing or visiting there. There are two main types of insurance coverage for tenants to consider: contents insurance and liability loss. What would it cost to replace everything of value in your […]
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Natural Disaster Insurance

Your home is meant to provide shelter from the elements-keeping you cool when it’s hot, warm when it’s cold, and dry when it’s raining. Weather can still creep in and do serious damage to one of our most important assets. Don’t assume your home insurance policy covers everything that Mother Nature can toss out. There […]
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Insurance for Cottages, Camps & Vacation Homes

Your vacation property is your second home or your home away from home, so you need to protect it as you would your primary residence. Many insurance policies, however, treat vacation properties differently, so don’t assume that you’ll automatically get the same coverage for your cottage as your home. If rent your vacation property you […]
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When Away from Home

WHAT TO DO WHEN YOUR HOME IS UNOCCUPIED Your insurer considers an unoccupied dwelling riskier than an occupied one. Depending on how long you are away from your home, you need to make arrangements to ensure your dwelling is checked regularly, especially through the heating season. In some circumstances, you may need to inform your […]
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Home Inventory

A home inventory of what you own can make an insurance claim for damage or loss faster and easier. But many of us don’t worry much about what we have until it’s gone. Preparing a home inventory does require a bit of work up front but it will save you painstaking effort later should you […]
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