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There’s the cost of doing business, and then there’s the cost of not doing business. When something disrupts business as usual, such as theft, vandalism, a fire, or water damage, the role of business interruption insurance is stepping in to protect against income or profit loss until you can resume business. Making it part of […]

LANDLORD’S INSURANCE Owning rental property is a major investment and involves more risks than simply buying a home to live in yourself. That’s why you need landlord’s insurance to protect your investment. There are several kinds of coverage to consider for your rental property. Liability (third party liability) You may not be responsible for your […]

REDUCING THE RISK IN YOUR BUSINESS A risk management program is the best way to systematically reduce the impact of risk. An experienced commercial broker knows how to identify and manage many of the risk factors in your business and translate that knowledge into a cost-effective risk management program. There are four key steps: 1. […]

EXTRA COVERAGE YOU SHOULD BE AWARE OF Special policies can cover the risks unique to your business. Business interruption This form of insurance provides you with the funds required to protect your business’ financial position if your operations are interrupted by an insured loss such as a fire. Features and costs will vary considerably depending […]