Insurance Information

Nobody likes to pay insurance premiums so any chance to control or reduce cost is welcome. Your broker can help you minimize premiums by helping to define your insurance needs and by shopping around for the best policy. Don’t over-insure or underinsure Underinsure and you might be left carrying the cost of damage, theft or […]

HOW AND WHEN TO MAKE YOUR CLAIM How you make your claim is as important as what you claim. The right time to make a claim is immediately or as soon as you are able, but you should also consider whether making a claim at all would be in your best interest. Alert your broker […]

CODE OF CONSUMER RIGHTS AND RESPONSIBILITIES Insurance companies, along with the brokers and agents who sell home, auto and business insurance, are committed to safeguarding your rights when you shop for insurance and when you submit a claim following a loss. Your rights include the right to be informed fully, to be treated fairly, to […]

Insurance is a contract in which the insurer agrees to compensate the insured for specific losses and specific perils. Insurance has many forms and functions but really just one purpose: to provide peace of mind. Four good reasons to insure In some cases insurance is mandatory – to obtain a mortgage, for example, or to […]